After a week of craigslist emailing I found a lady that lived in California but had a very beautiful, 5 bed 3 bath, How did you find this deal and how did you negotiate it?

You could be picking up his share down the line.

You may find a lender who would give you a line of credit on the equity.

Started doing some driving for dollars and getting my ducks lined up.

This deal we are closing with private money, rehabbing with a line of credit, and then will rent and refinance.

There are plenty of examples on line with a simple search.

This is what I have so Far 3 bed 2 bath  plus car garage in the 38016 zip code   Built in 2010 great neighborhood very minimal repairsARV 170,000Loan Balance 152,000Current mortgage payment 850$Can rent for 1200-1300 easily  ..   

Next is check the sewer line, if there is one.

lived in Lake co for years,  lived in Napa Valley for a decade.. its just off the charts, to the point of surreal.. my brother is on the fire lines driving dozers.. 

All the horror stories and they were lining up for the "I told you so".