Maybe I lack comprehension but I am more or less looking for the loopholes.

I am looking for nationwide residential property management company referrals. If you know of ones that have a strong presence in the Eastern US, those would be a close second choice.

So health first, wealth later, keep your job meaning health coverage until you find the coverage to replace it. yes the odds are if your healthy your ok, but just two months before I had a perfect annual exam, heard that story before haven't you?

For liability purposes, our commercial coverage requires our vendors to carry liability insurance.

It doesn't matter who pulls the permit as long as it is pulled and you have full insurance coverage.

After responding to a question regarding LLC's, it made me think about GL and PL coverage.

The business owner and their spouse are technically considered "owner-employees" rather than "employees".The following types of employees may be generally excluded from coverage: Employees under 21 years of age Employees that work less than a 1000 hours annually Union employees Nonresident alien employeesIf you have full-time employees age 21 or older (other than your spouse) or part-time employees who work more than 1,000 hours a year, you will typically have to include them in any plan you set up.

Owning the property personally with insurance coverage would only provide personal asset protection up to the insurance coverage value.

We are getting quotes for liability coverage as well as builders risk.

I eventually found an agent that would play with the calculator to get to more reasonable numbers ("only" $300k of coverage).