Please note that the account into which the funds are deposited must be the same type of account from which the funds were first withdrawn (e.g. withdrawal of pre-tax funds from a 401k could be deposited in a pre-tax IRA but not a Roth IRA - "like to like").Loans:Payments on a 401k loan taken under the CARES Act must be paid back starting in 2021 over a 5 year term.Here are the details regarding the loans:NEW LOANS:The CARES Act which was enacted to provide relief to individuals impacted by COVID-19 allows for increased 401k loans and more flexibility for repayment of these loans.Specifically, you must be an individual who meets one of the following conditions to demonstrate that you have been impacted by the crisis (and it will be your responsibility to retain documents in your files that demonstrates that you are a qualified individual):Individual who is diagnosed with COVID-19, with a CDC-approved test;Individual whose spouse or dependent is diagnosed with COVID-19, with a CDC-approved test; ORIndividual who experiences adverse financial consequences as a result of being quarantined, furloughed, laid off, having work hours reduced, being unable to work due to lack of child care due to COVID-19, closing or reducing hours of a business owned or operated by the individual due to COVID-19; or other factors as determined by the Treasury Secretary.On or before September 23, 2020, such individuals take a 401k participant loan subject to the following terms:Maximum Amount of the Loan: 100% of their 401k balance not to exceed $100,000.

Who, if anyone, has the flexibility to write this kind of loan?

We are in a situation unprecedented in modern times that requires temporary flexibility beyond standard law. 

From what I can tell, LLC has lower annual fees, same liability protection, and a bit more flexibility during management.

- Get to work remotely with a pretty flexible schedule, so will try to get home (OH) every other week or so.

For me it was the flexibility of being my own boss, potential for wealth creation and a platform to be creative and to help others to the same.

Larger deals will open the door to agency, conduit, and life companies, all of which tend to come with better or more flexible terms, but with a higher degree of experience and other requirements as well.

Our cap is $270k based off my own calculations to what we will afford together (priced in with property tax utilities, flexibility with pay, etc) and found quite a few under it, obviously the lower the better.. but not sure anything about HOA or Mello Roos..

There are a number of other factors to consider to determine the number of lots to target during the process but (again without a ton of info) you seem to be starting out from a place that will afford you some flexibility.

Currently I work as an analyst for a large company, with a decent salary, but I want to explore other opportunities to earn a additional income while I am young and have a flexible.