Wondering about Mello Roos.

[Anthony Triano]

Hello! My wife and I are moving to Maryland soon! We are looking to buy a home on the VA loan in either Hagerstown, Frederick, Or Waynesboro PA. (More than likely Hagerstown). Wondering about Mello Roos, are they common there? What should I expect? Is new construction worth it if priced well? Our cap is $270k based off my own calculations to what we will afford together (priced in with property tax utilities, flexibility with pay, etc) and found quite a few under it, obviously the lower the better.. but not sure anything about HOA or Mello Roos..