Monthly payment is 1900 with a 6.5 rate and would rent for 2500

If Airbnb is your best option, choose a location with high occupancy rates and optimize pricing with dynamic tools like PriceLabs.

But to answer your question, House canary is good for rent rates, zillow is a good tool for property data and for seeing what is for rent for how much, sales comps etc. 

The typical P/HML has a default rate around 1% to 3%.

We are on the edge of mortgage rates getting ready to decline and home values in many states are growing.

The owner occupant rate is super low compared to many states but as a rental it goes up alot.  

*Affordable – Next, Phoenix has relatively affordable properties in comparison to other top metro areas such as Los Angeles and San Francisco, which means that investors have the chance to purchase homes at lower rates, thus increasing their profit margins.

I took a heloc with the intention of investing currently at 1 million and the rates at 9 percent .

As a percentage closing cost as percentage goes down as value increases but we will 15X to account for closing costsNo cash flow per OP.2% market appreciation equated to 30% + 15% = 45% 3% market appreciation equates to 45% + 15% = 60%4% market appreciation equates to 60% + 15% = 75%Recognize in virtually all markets the cash flow increases with hold length especially if a fixed rate loan. 

Yes, residential does give me a lower cap rate, but it's more stable.