Refinancing fha sonyma loan into dscr

[Keith Lincoln]

Hey all! Long time reader 1st time poster. Here's my situation.I currently live in upstate New York but am looking to move to Texas. Me and my wife currently have a sonyma fha loan.I have no other dti except for my mortgage payment. She has our mortgage payment and 2 vehicles in her name. I want to do a bank statement loan(I'm an independent contractor)with just me on the new loan in Texas . But we do not want to sell our current home. We want to rent it out. Sonyma loans are only for occupants. My question is can we create a LLC for her and Dscr refinance our current property into it to free up my dti? House is worth 260k and we owe 200k on it. Monthly payment is 1900 with a 6.5 rate and would rent for 2500