Later on, your RE empire will able to stand on its own merit, though they'll still want you to be personally on the hook for the loan.For small 1-4 properties, make sure your DSCRs (Debt Service Coverage Ratios) are healthy on every new acquisition -- they will be if you're buying right.

If you can't find one out on the world go to an investor club meeting in the area you're marketing to such as the Inland Empire Real Estate Investors Club in Riverside and find one there.

I would consider the inland empire as it's kinda local for you, more affordable and fast growing.

At 40 you are empire building so your financial goals are very different from what is important to you later in life.

I ONLY take title in land trusts now and I use my llc as the beneficiary as well as create a new trust for each property .

My corporate job title is "Business Systems Analyst" but my personal job title is "Visionary of my Real Estate Empire" (corny, but hey).My most relevant background experience would have to be in Finance. 

Hi @Kristin Horowitz ,I grew up and lived in the Nipomo/ Arroyo Grande/ San Luis Obispo area, went to Cuesta, and then moved up to the Bay Area to finish school, and working and investing in the East Bay now.You can always go inland or out of state for more cash flow..

Hello my name is Jeff Sitti, currently from the Inland Empire area in Southern California...

Sounds like you're building an international property empire.

This weekend I plan to get moving with some door knocking in the Inland Empire and get some real education...