Land Trusts For Rental Properties? Do you Use them?

[Dave E.]

So recently closed on my first buy and hold rental property. I have seen a bunch of conflicting information on what to do with regards to protecting myself. A couple resources suggest putting the house into a "trust". Then doing a quick claim deed to transfer the property to my LLC. This supposedly protects me from the due on sale clause in the mortgage and provides a level of anonymity. But there are costs with setting up and maintaining the trust that will be a drain on cash flow.

Others have suggested to just transfer into my LLC and skip the trust as the due on sale clause is rarely enforced and my insurance policy will protect me from most issues. Also, since I am using a property manager, I will not deal with the tenants directly, so they likely won't even know that I exist.

Curious what the thoughts are from the BP community?  The property is located in Illinois in the Quad City area.