If he meant it the way you interpreted it, he could be applying the rules in his jurisdiction, possibly erroneously, to your jurisdiction.  

I love being on the other side charging everything possible on a credit card but there’s no reason to accept them.

You're in the Ohio market where it's definitely possible to team up with maybe a sibling and get a property when you're 21 ish.

I would push for very low or no money down but having a Realtor that needs to have their fee paid it may still not work.Look up the owner if possible through truepeoplesearch.com and call them up directly.

To connect with investors you will have to move beyond just digital - you will have to connect as much as possible on the phone and face-to-face.

In answer to your question- Yes, I hope to buy and hold here and flip when possible.

If a tenant causes a claim, why should the landlord's insurance pay - possibly resulting in an increase in premium or even a cancellation of the policy?

This can put a significant strain on your finances and cash flowThey also often require a large down payment themselves and may have a strict repayment schedule that can be difficult to meet, especially if there are unforeseen circumstances or delays in renting the property or generating income from itIn addition, relying on this type of loan may expose you to higher financial stress and the possibility of default if you are unable to meet your loan obligationsThe final decision depends on your overall financial situation, risk tolerance, and your ability to manage the associated costs and obligations

By working with a high-performing team, you can absorb as much as possible.

I assume you know at this point but in general, the goal is the screen for a very good tenant and keep them there as long as possible.