Tenant Ignoring Renters Insurance Requirement – What’s My Next Step?

[Erick Armando Gonzalez]

Hey everyone,

I’m currently managing a rental property, and my tenants have been there for a few months now. Looking back at my records, I realized I never received their proof of renters insurance, which was a requirement in the lease.

For the past month, I’ve been reaching out via calls, texts, and emails, but I either get no response or they keep pushing it off with no clear timeline of when they’ll provide it. At this point, I feel like they’re just avoiding it altogether.

For those of you who have dealt with this before—how did you handle it? Did you issue a formal notice, enforce any lease penalties, or take a different approach? I’d love to hear how other landlords have navigated this situation and what worked for you.

Looking forward to your insights! Thanks in advance.