We routinely pay $100-$150/night, because the solitude and unique experiences are completely worth it.

Rewey: Your Comment: "the ultimate solution is to pay it off if it gets called due."

Quote from @Leeling Chew: It doesn't matter who pays the bills.

Use Real Estate By the Numbers as your guide, make sure it tracks the loan pay down and depreciation and have all of those numbers pour into a Schedule E.

Also never pay any upfront fees and go with a trusted lender who closes through a title company. 

With average rents in Charlotte hovering around $1,800 to $2,000, that means an average agent fee of just $190—if the management company even pays the showing fee.I understand that this may vary by market, but in mine, I don’t see agents being incentivized to work with renters.

SO expect to pay a premium based on what the potential value of the building can be once maximized and stabilized.

So, perhaps hiring a couple day laborers to help them move or even paying the 1st months rent on a storage unit would be better.

Primary home is a little easier but for FHA and other programs it requires 12 months title seasoning.There is something called delayed financing that if you purchase a piece of land and pay for the home "All Cash" without a mortgage you can get up to 80% LTC.

If I'm paying good money for a tool, the last thing I want is someone looking over my shoulder.