Oops, hit post on accident - planning the spruce it up as best I can for now with a mold remover and soap/water scrub and then revisit in the spring.We have a solid list of folks interested, already, so this area/house still seem to work for our niche - fingers crossed that all will go well!

If the bank comes in below the BPO price, I adjust my offer to that new approved price, have my agent get that offer in (which is all cash, large EMD, & 10 day close) before the property hits the MLS.Then I keep my fingers crossed that the bank will move quick and take my full price offer of all cash.

My first exposure to the idea of real estate investing and financial education came in the form of a book recommendation in June of 2014.Most of you probably haven’t heard of it, as it isn’t very well known.It’s called Rich Dad Poor Dad ;)Well it opened my mind to the possibilities, and since then I have been reading/listening to books, following RMLS listings, and attending a local REI club.I’m a full time Civil Engineer, but want to build up my real estate knowledge and portfolio over the next 10-15 years in order to transition out of a salaried position.I bought my first home in December of 2012 with my wife and now colleague, @Kimi Nord, with a homeowner’s mindset.Now we are beginning to look at real estate differently, and are looking for another SFR of duplex as a second property to owner occupy.We began our housing search in October of 2014 using a real estate agent and scouring the RMLS.We have since come to the conclusion that using this method we aren’t likely to find an investment property that adheres to the requirements of an investor, and is cash flow positive.Our new approach is direct mail marketing, and our first batch of letters should be going out this week (fingers crossed).I have only begun to explore the wealth of information on the BP website, but thanks to everybody who is making it happen!

There is a lot of knowledge and content at your finger tips...

The term "liability" differs considerably from the term "responsibility" in jargon of legal agreements.For example, if you hire someone to enter buy/sell orders of certain Futures contracts, and she makes a "fat-finger" mistake and as a consequence, you lose a million dollars.

Both suffering from SFS (Sticky Fingers Syndrome).

It seems like my properties are at a happy-medium so far ( fingers crossed, Lol).

The home is currently under contract (fingers crossed) and I am using this time to better research real estate investing and my local market.

Chris didn't lift a finger.

Wasn't wagging a finger at you Roy, that all makes sense especially if it is going to a gut rehab, what could be damaged that won't be redone anyway?!