So there payments are $200 - $400 dollars under market.

But, the self-sufficiency test for FHA loans can be really difficult in SF, meaning that the market rent from units you will not occupy must be sufficient to pay for the mortgage payment. 

Here’s our OPINION for the Metro Detroit market (use as a template for your target area!)

Pittsburgh has to be one of the best markets for house hacking so we are definitely blessed.

The key is knowing how to navigate them:🔹 Finding the Right Deals – The best distressed properties aren’t always the ones sitting on the market.

We have created work instructions for every step of the process so we can maintain consistency in how we evaluate properties, communicate with tenants, market our properties, handle rent increases, manage property turnover, etc..... 

A property is available off market that seems to be a great deal.

For example, you might choose to take a blanket mortgage covering all properties, BUT perhaps the market softens and later you wish to sell a property.

Educate yourself with books, podcasts, and market research, define your goals, and build a team of professionals to support your journey.

If you are willing to live in urban areas you may want to talk to a local bank in your market and see if they have any incentives or grant loans for certain areas.