More doors means less vacancies and it might motivate you to save up and buy a new SFR when you are ready to settle down.

The low down payment house hack is the way to go.

The vacation homes offered a low 10% down so that was helpful.

I imagine, the response rate will go down a ton if we have the opt-out msg. 

@Matt Schreiber I broker STR deals up and down the coast here in Myrtle Beach and North Myrtle. 

And hands down the #1 violators of tenants rights (I mean legit cringe stuff) are those large communities, not investors like those who make up the majority of BP. 

You’re left doing all the work: finding deals, inspecting properties, putting your own money down while they take no risk at all and still expect 50% of your profits until they’ve made $500,000.

@Jay FayzIt's possible to use an FHA loan with a 5% down payment, but keep in mind that the loan is intended for primary residences, and you'll need to live in the property for at least a year.

So I guess one option could be to do a DSCR loan, Airbnb the property in full, and then in the future, refinance into a conventional when my DTI allows me to down the road.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.