The windows and glass were in safe and operable condition as of April 30, 2014.The dispute arises due to the “damage” incurred to the building during a recent bout of the Santa Ana Winds on May 1, 2014, which falls under the category of “other casualty.”Tenant refers to the Lease Agreement: page 3 of 6, #26, Damage to Premises, which states:”If, by no fault of Tenant, Premises are totally or partially damaged or destroyed by fire, earthquake, accident, OR OTHER CASUALTY, Landlord shall have the right to restore the Premises by repair or rebuilding.

I worked in both in the 8o's and had we not had the earthquake and the first Iraq war I would probably have lived there the rest of my days.. but that is another long story

I am from Haiti and currently leaving in Monsey NY.

Louis is a high seismic hazard area, so a seismic evaluation by a structural engineer specializing in seismic analysis and earthquake insurance are also considerations for that area.

Depending on where they are located, decide if you want to add any extra insurance (eg earthquake). 

Seldom happens, BUT when it does, it might be a total uninsured loss from earthquake, flood, hurricane, tornado or ... - pick your local favorite disaster.  

Those are just some of their risks, not including, floods, fires, earthquakes, landslides etc.

That means we might enjoy getting a year's worth of rent if those were destroyed, but otherwise I'm not sure it makes sense to go all out and buy flood and/or earthquake insurance for them.

I was given an opinion that they may be earthquake brackets though that’s not too common an occurrence up in the northeast

COVID-19 was an earthquake for jobs (some) but hard working/creative people will push on.