You might as well search around for a decent company as odds are you’ll need an ac guy again for a rental or your own home.

The odds of the borrower getting all the way through the process is low.

The time thing is mostly just my hours, I work 3rd shift 10 PM to 6 AM and have weekends off so my hours awake are very odd and depend on the day as I do tend to work overtime a lot. 

I am sure there are things about your husbands life you found odd or unsettling, explain that real estate is also an important part of your life. 

Whatever urges you're satisfying through these oddly personal inquiries of people who rent from you can be more cheaply satisfied by collecting your rent and making those connections far away from your properties. 

So, almost surely not a build-able 1/4 acre on its own when you consider its modest size, odd shape, setback requirements and the easements.

When I looked them up they both seem to be real estate agents, which seems odd to be working in a lending facility. 

Bear with me with the odd number.

I have a odd question,  70+ unit property 6mill left on note 5.50 30yr amortized   assuable 3 yr i/o remain BP calculator, Cash flow is positive cap x 1.5mill in Improvemennts in the last year with 20 units for value add improvements where do I go to get approved or a deal or a foot in the door? 

I recognize that there are going to be sub-to that were owner financed at high LTV (>=95%) that barely appreciated, but it is likely below 0.1% of listings and the odds of it being an optimal investment purchase make the odds even longer.I would look at sub-to as potentially a way to get way below current rate loan and not as a low down option.