These paragraphs are what are referred to as character closes.

Manners and respect are a true indication to the character of others.

I learned a big lesson about not soiling one's Character for a paycheck.

I love how much architectural character these houses have.

If he doesn't qualify because of lack of two years income how is she going to qualify with even less income history.What you are trying to do is change the character of money from cash to income thereby getting around the fact that lenders only look at income and mostly ignore savings.One thing I can tell you is that the higher the ltv the more scrutiny you are going to get. 

I work with high school students and some of them already have the character traits it takes to be a good landlord/manager/parent.

A good friend of mine tells me: "If you really want to know about someone's character, don't listen to what they say; watch their feet."

I need short (under 150 characters if possible) blurbs about what BiggerPockets has done for you or why you love it.

But yes character is important as well as a moral obligation to try to do the right thing.And it depends on the situation.. are you sitting in front of a little old person who does not know the true value and make low ball offers until one hits..

The wholesale function I have no issues with, it's how those in that vey small, overblown, niche operate, they begin by deceiving, and it's totally unnecessary except they lack the knowledge, basic business ethics and character to go six inches out of their way to begin ethically and learn ethical conduct.