@Pixel Rogue everyone has different future plans - many though haven't thought that far ahead!

@Pixel Rogue The cash out proceeds should be for business purposes such as investing in another RE project. 

It’s more of a charming city with more neighborhoods that have their own character.

I see what you mean about offering a higher return to a potential investor, especially if they are not familiar with my character/experience in the industry. 

Experience is important but not as important as the character of the investor? 

Anyway, I have a recurring character in my life...

Townhouses like this one in Harlem have a lot of character.

I always dig into the borrower though (character) - honesty, experience, skill-level, etc.

Unless, of course, you’re into character-building experiences.

Withoutknowing the details I can not suggest which would be right to add on.Several you should pay attention to are:- Ordinance & Law: Provides additional building coverage to deal with rebuilding costIncreases due to changes in Zoning or Building laws- Personal Injury Liability: Libel, defamation of character, wrongful imprisonment, etc.