I'm guessing that's legislation (Patriot Act, or any others in say past 10 years) --- or maybe I just didn't know

They probably aren't being intentionally malicious, just wanting to offload any problems on to you.

Break the cycle of formulaic crap hollywood keeps churning out with "actors" cast based on diversity and social media rules.

There are bad actors that troll BP  so they are here.. the ones advertising while NOT vetted are probably a good starting point.. 

@Mike Stosich yes lots of bad actors in the STR space.

You can pay yourself via payrollYou don't need to meet a time threshold, the IRS will treat the entity as the actor and as long as the activities of the entity are consistent with the business you will be fine.I am an investor & operate a property management business; I have it set up the way I describe here & I have not had any issues.

.), and bad actors.3. 

How do we verify income? How to we assure the income is stable? How do we assure she is allowed to use there income for living expenses?Parent applied for the unit, she will be using her children's income to qualify. ...

And there are some nefarious actors (and a lot of good people, but the nefarious ones make it risky)I invest in Youngstown, and don't know Canton well.

If by chance the purpose of the mortgage loan was commercial,and not consumer related, for example the borrower owns the property free and clear and is borrowing funds to start a business, then the loan will not fall under the SAFE Act, or the Consumer Financial Protection Agency.