I think you’ll find any bank will want 25% on it.

Try Citizens bank if there is one by you

I have two separate bank accounts (account "B1" and "B2") at the same institution. 

l'd look into local credit unions, they often have lower rates and better terms than big banks.

I understand it is linked to a bank but was having trouble discerning how it imports outside transactions not from the partner bank. 

Some banks recorded assignment behind our loan other banks just held the orginals in their vault along with an alonge.4.

You can use a bank statement program, (1 year 1099) and depending on your schedule E or how you show your passive income or Schedule C depending on business tenure you can use just one.  

Quote from @Lee Banks: Hi my name is Lee I'm looking too buy my first rental property and but I feel as if I need a mentor to watch, I still need to learn the basics of real-estate does anyone in New York do programs or mentorships and where would you start if you first started real-estate today  Hello Lee,I'd recommend looking up local meetups here on BP, meetup.com and, eventbrite.You can also call around to speak with RE investors and professionals in your target market to begin making connections.With so much available information online, I'd recommend speaking to a few people and doing independent research before committing to mentorships.

These platforms can streamline the rental payment process, providing convenience for both landlords and tenants.For you as a landlord, such an app could offer features like automated payments, tracking rent history, and direct bank transfers.

I don't need to worry about anything with Umbrella, but for LLC, I need to follow the operation agreement and keep in mind not mixing personal and business bank account.I'd like to know what are your thoughts, and how do you make decision in this case?