You as a wholesaler are the one putting the product on the shelf.

I'm not trying to be discouraging but no money + bad (but fair) lender terms will make it infinitely harder to get a good return.

Can you use both as an infinite lead CRM or eventually you won’t be able to insert any more contacts? 

In my market it is possible to achieve an infinite ConC through househacking, a 8-15% ConC through financing that enables the buyer to put low money down, and 8-11% using a 25% conventional loan (thanks to these dreamy financing terms we're seeing).This will vary heavily with each market and a number of other factors, so I'd get comfy with a local expert in the place you're wanting to invest and ask them.

We have at least 10 "on the shelf", ready to go at a moments notice to make offers.Joe VilleneuveREcapSystemA2REIC

Don't do the off-the-shelf inspection. 

I genuinely believe that this is simply a better, infinitely more convenient, and cost effective way of doing things.

You seem like you still want it to provide a life insurance benefit, so just use caution in deciding how much risk you want this to be exposed to (risk is related to control, not always reward).Disclaimer - I am licensed to sell life insurance and we do this exact type of investing with clients, so it can be done if set up correctly, but it's not an "off-the-shelf" type of product.  

The BRRRR method can bring infinite returns and that's all I did for ten years and turned a credit card loan into a multi-million-dollar portfolio. 

I personally find the Series LLC to be a great tool for the individual investor who is planning to expand their operation, as it allows for you to scale infinitely - check out this article to learn more.