You see like many average Americans My finances are in a small mess, but I’ve just gotten my income tax return and paid down some credit card debt, so I want to use this breathing room wisely.

I have 4 kids so like you I am busy but one thing I have heard and learned is work hard for a bit till you get started and then you can breath. 

You see like many average Americans My finances are in a small mess, but I’ve just gotten my income tax return and paid down some credit card debt, so I want to use this breathing room wisely.

@Alex Meneses Conventional loans - Fannie, Freddie, FHA, VA, USDA, are for living breathing individuals with a pulse.

I pretty much live and breathe in turnkey world and see all the ins and outs of them, but I'll start and give you just a generalized idea of the pros and cons of them as compared to buying and rehabbing- https://www.biggerpockets.com/renewsblog/buy-rehab...That article isn't inclusive of all of the pros and cons, I can list more, but start there.

Ready for a little R&R over Spring Break to catch my breathe. :-)

My breathing gets erratic and my heart races even now as I recall this. 

I won't hold my breath on the city to do anything!

Eat sleep breathe Real Estate.

"Click" - hang up and smile ;-) Now breathe and do another call.