Doing due diligence is the key to preventing future anxiety.  

A seller with more hope than anxiety might not bite. 

For example, I love the idea of purchasing a Dollar General with a 10-15 year NNN lease with a cap rate of 7%+ but I'm guessing I couldn't come up with the cash for the down payment.I'm interested in long term investments that would help cover college or retirement 15+ years from now as well as shorter term investments that provide modest recurring cash flow.As far as capital, it depends.

An “annual valuation period” is an annually recurring period of not more than 90 days that begins no later than the anniversary of an entity’s initial valuation date.

Your initial comment suggested that the out of pocket expense would be too great... but after reading some of your own replies: its seems that the costs is only $3k ..... hmmmmm do the refi- cash out: and pay the 3k (and figure out how to make 3k else where to off set it... ) : seems to be the easiest way... ask your lender to give you $1,000 for doing it for you.and then ask for another $1500 from your realtor - that will help you get the next home: or if the next home is $50k (as an example) : offer $53k with 3k coming back to you for non-recurring and recurrent closing costs.... and there you have it: you did not lose any money.... 3k is nothing... if you can get a new home that will cash flow: think about dollars not pennies.... 

Make sure you understand all the up-front costs associated with getting licensed, as well as the post-licensing costs and any recurring costs that come after that. 

Fear, doubt, depression, stress, anxiety.

My anxiety comes from securing initial financing and if I can refi into a workable loan after rehab.

Lower delinquency rates for people who pay with recurring online payments and you get rid of the "I forgot" excuse for good.

An “annual valuation period” is an annually recurring period of not more than 90 days that begins no later than the anniversary of an entity’s initial valuation date.