Did this just happen or did it correspond to a new tenant or higher water rates? 

Might want to check with a correspondent banker or wholesale broker who can check them against the other non-qm folks.

For example, if the property is worth $100,000 it would be as if you took cash in the amount of $100,000 out of your IRA (which would require that you report an additional $100,000 of income and pay the corresponding taxes).  3. 

This list would contain the zip code and corresponding name of the municipality.

Nobody is going to work harder to sell my property than me-Make my own offers on online auction and HUD Properties and therefore receive all correspondence in regards to them with no middleman Disadvantages:- Disclosure that I am an agent which has never been an issue 

They can act as a mentor figure for a fee perhaps.Sending direct mail will likely not result in a callback until you have send them 3-4 bits of correspondence.

Hey @Natalie Heileson, here is a map showing the cap rates for SFR properties in Salt Lake city and surround areas.The darker colors correspond to higher cap rates. 

This is a metric that should be compared to the corresponding market cap rate for a given location and property class.

I guess I would like to extend the same correspondences with BiggerPocket Colleagues and see ..

You can remind him that most apartments call past landlords to check for references.Also, make sure you keep thorough documentation of all of your correspondence with the tenant.