I don't want to deter your ambitions of becoming an HML, but I will say, that as a person who has dabbled in both HMLs and buying notes at a discount, discounted paper, IMO, trumps HML anyday of the week.

While I realize that you are too young to get the license, it would be a shame if your ambition results in conduct prohibiting you from ever being able to obtain one.

I am biting the bullet and going for mine.

You are not alone in your real estate ambition. 

Michael, I am bit confused with your statementExample$35,000 is what I will pay and he will pay for the cost that might be $3000.

I was able to obtain over 5000 contacts (Inheritance, probate, absentee owners - In State and out of State, free and clear properties, 2-4 units and 5-100 units apartments) But I am bit overwhelm with all these leads and don’t know where should I startAny recommendations or Feedback is really appreciated

.#6 - Enjoy life and be content with what I have now without losing the ambition to better my personal life, corporate life, and financial position.

But then most wholesalers DO have ambitions of graduating to flipping .

I love the attitude and the ambition and hopefully you will seek a little advice from experienced direct mailers to put together a plan that will lead to the massive result you are seeking.

You are not alone in your real estate ambition.