As Leo points out, with the leverage you have, at some level of price appreciation your investment will work out ok... but your time horizon needs to be 5-7 years of 2-3k/month if there's disruption in the market.

Th bank IS uneasy about the multiple sewer disruptions.

Just compile your own reading and not disrupt your life and keep saving money and learning....

#1 covers what could be a normal market in your area, or things out of your control - a bad recession, neighborhood disruption (construction, crime spree, etc) - without any money out of your pocket. #2 covers a catastrophic issue in or out of your control that makes the entire structure uninhabited/uninhabitable for at least a year. 

washing will disrupt the least dirt. 

At DoHardMoney we do things a little different than most Hard Money Lenders and as a result we’ve disrupted things in a way that competitors feel the need to raise doubts and concerns about our systematic approach and our business model.

If they use a cheaper financing source the feasibility of the deal isn't disrupted.

Brian Buffini, a luxury real-estate coach, says he tells most clients not to switch brokers because the disruption typically costs agents 20 percent of their sales volume in the first year.He says a more likely reason why some agents are switching: “They’re getting their ego stroked somewhere else,” Buffini says.Sometimes it can get ugly when agents do switch firms.

It is a real annoyance to have all the non-experienced buyers trapsing though the property disrupting the tenants. 

Considering how young the industry is I think that platforms want to perform well to gain a strong foothold in this real estate disruption marketplace.