To visualize this for you, if you purchase a multifamily for $300,000 and put 3.5% down ($10,500), your loan amount is $289,500.

Here's my fix and flip model (which 'Projects' my return should the terminal-value change upon delivering the product to market, allowing me to better visualize the risk of the deal):And here's my MF hold/flip model (just shows me the key-metrics at today's values so I can ensure I'm offering at a price which suits our desired return thresholds upon sale or hold):In my MF model, there is a 'Months held before Sale' that will increase the NOI by 3% every 12 months, but that is the only 'Projection' in this model, and I practically never use it:For projecting if a market (and respective deal) is good, I have to look at market-analysis data metrics (absorption, $/sf, rents, etc, all over time, so you can see if something is peaking or undervalued).

Hey @Frederick William - Thankfully we don't use a whole lot of stucco here in Chicago, but I have worked with it quite a bit in my past life.As someone mentioned above, likely the horizontal cracks are likely structural...I'd like to see if you can visually see any cracks on the inside...also on the interior of the house look for any windows or doors out of alignment or general cracks in the drywall, these will indicate longer-term structural movement.If you just see it flacking that is just the stucco repair...chip away the flacking to see how deep the cracks go.

Thats what makes me want to jump in on this.When you tried to help end buyers see the beauty, did you use any kind of interactive programs to get the visualizations thru?

[/url]So I created a google sheet to quickly visualize where the money in each city lies.https://docs.google.com/spread...So what I did is make a spreadsheet that shows what 'rent rate' may be available based on income and number of residents at that income level.

Every month, the Tulsa area MLS provides an update that colors in a visual representation of data. 

The seller countered and wanted us to buy as is with foregoing the contingency of doing buyer approval based on a visual inspection of the two occupied units.

We're also getting started with service called Properly that has visual checklists and real-time photo verification that the work is done correctly.

@Katrina Cabral This is the second post you have started about the same issue and it looks like you have received a lot of advice and several local BP members have offered to visually inspect your property.  

The seller agreed to have the engineer come out but only to do a visual inspection, not a full inspection where they drill a small hole into the house and use a camera to actually see the structural integrity of the home.