Financing products change all the time pre-approvals expire faster than milk on a hot day.  

Because it will be paid off in 7 years if I put my paycheck in and use that heloc card to buy milk and butter.

I skimmed through and it looks quite interesting.

Use that to fill the gouges almost level with the existing plaster surface, then fill in the rest with a nice even skim coat.  

I skimmed through it seems informative.

So someone else can skim a profit off you? 

I guess I was skimming too fast.

All before anti equity skimming laws and our very rugged west coast pre foreclosure laws came into force in 07 and 08.... they were very good as stated .. just did not realize you can't make a business out of 200 a month cash flow with no equity or reserves..

Now this is Oregon.. jbut hey this law gets violated every day of the week by those that know no better.. but I can tell you from first hand experience.. if you get on the radar of the AG in WA .. when it comes to these equity skimming deals.. you are in for a world of stress even if you did nothing wrong.its for these reasons we NO longer work with defaulted homeowners.. and that use to be 80% of my business pre these laws coming into effect in 07 or 08... so they have been on the books now for a full 10 years.

Heads up that you'll get a whack of keyword notifications everyday, but I just skim through and click on what I want instead of feeling a pressure to read them all.