Office hacking - have you done it? Thoughts?

[Marty True]

There have been quite a bit of posts on here about "house hacking" so I am curious to hear from those who have tried "office hacking"...

Much of the financing for commercial investments has restrictions on owner occupancy however, in an office building or complex where there is plenty of square footage to essentially "office hack", I would think that opportunity would be present - where you would occupy less than 50% of the space. 

On the other side of those restrictions, there are other loan programs that require a majority share of owner occupancy, which could also work in an office hack deal. The SBA 504 loan program allows for real estate purchases but not for "investment in rental real estate" so I'm curious if that program could be used in an office hacking situation and if anyone has in fact, used the 504 for this purpose.

I look forward to hearing from those whom have done something like this...