A friend of mine scored her dream home last month. 

ChatGpt and Google is your best friend and use credible sources. 

A Heloc is loan that can become a sore thumb if not used correctly and can hurt the property it's on and the users credit.If you are going to use the funds for a down payment then a Cash out refinance is what you want to do to get the cash in hand. 

Due to my background in consumer lending, I am highly skeptical of paystubs and other address verification due to the widely available websites that are out there to generate forms relatively easily... so I like to verify the information by contacting the listed employer using their listed number on Google to avoid possibly calling a friend etc. 

@Joseph Dunphy would you happen to have a investor friendly agent you recommend in the Columbus area I have 2 properties I would like to make negotiate & make offers on 

If anyone recommend any investor-friendly Title Company who can do double closing in Long Island, NY please drop some comments thank you!

- The current tenants are said to be family friends to the owner and they do not have a written lease. 

It's greared towards investors/investor friendly realtors. 

To illustrate:You inherit a property today that your relative/friend bought 10 years ago for 100k.

Unless you find a lender that would give you a loan with no income then you would be limited to friends/family/or current resources.