I've worked with groups like Sands Investment Group, Hudson Edge LLC, and others, where I primarily analyzed industrial properties with long-term leases and high recent growth potential, alongside stable A-class multifamily properties with value-add opportunities.While many of the groups I've worked with are hesitant to relinquish control of their investments, my goal is to create a balanced yet diversified portfolio, focusing on high-growth industrial assets and value-add multifamily properties.

It isn't having paid off properties that offers security, there are still taxes, insurance, maintenance and management involved. 

Explore the possibility of doing liability insurance instead, if you don't have much equity it may be your best, and much cheaper option.  

Stable demand, in retiree market - yes, but also in several other segments: professional working remotely, new Americans. 

The Homeowners Insurance will include Builder's Risk.

If your insurance coverage isn't enough, they could seize the LLC assets, but not your personal assets.Additional thoughts:1.

Here’s the situation:Purchase Price: $540,000Down Payment: 20%Mortgage Rate: 7.125% (30-year fixed)Monthly Expenses (Mortgage, HOA, Taxes, Insurance): $3,706Realistic Max Rent: $3,000As you can see, I’m currently short $706/month even with max rent.

@Mitchell Rosenberg  - I think the overall thinking is that most prefer areas that have a growing population with a growing/stable economy base that is diversified.

If you are trying to get a cash out refi, I would think the bank would want to see the correct type of insurance for the business you are running.

2) Their contractor must be properly licensed and insured and we require copies of all this.