I bought and am wanting to get an appraisal for a single family home being used as a rooming house. It is zoned single family but since the previous owner is using it as a rooming house a few things look different that I am worried about the appraiser not passing:

Outside doors for each room with locks.

The only common area is the kitchen, no dining room, living room, etc.

The rooms consist of 5 bedrooms, 1 kitchen, and 2 bathrooms.

Each room has a bed and a small drawer which I am thinking of diassembling before the appraiser comes.

Would I have a problem with this? Is there anything I should do to help this pass. I intend to use it as a single family and it is a great deal. THe lender is a credit union and it is a conventional low rate loan.