It's kind of disconcerting when I can only raise rents by 5% but insurance is increasing by 10% to 15% per year. 

Regarding insurance adding additional umbrella insurance is great idea. 

It's not an insurance company/carrier. 

Moves risk to be financially covered by insurance hypothetically.

.: Hi there, my STR in the Hudson Valley, NY is currently insured with Proper.

SIGNED STATEMENT OF INSURED AS REQUIRED BY SECTION 3905.33 OF THE OHIOREVISED CODEThe named insured ___________, acknowledges that the insurance policy (other than life insurance) as described above is to be placed with an insurance company not authorized to do business in Ohio.The insured understands that the insurance company is not a member of the Ohio Insurance Guaranty Association and that Chapter 3955. of the Ohio Revised Code is not applicable to claimants or insureds of said insurance company.

Adding your property manager as an additional insured means they will be listed on your insurance policy as a named insured.

Do any of the tenants have Dogs (Breed restrictions are individual to each company).These may not prevent you from getting insurance but they may limit the number of companies willing to insure it.

We have multiple properties in the Horn Lake area of MS and we are wanting quotes for Landlord Insurance. 

I have home owners insurance should i buy another landlords policy as well?