They told me no, they'd only do it I'd they had a court order.They could've saved me from being charged by simply removing the media I created.

Simply replace the first receptacle in the circuit with GFCI, ground to screw, and turn the breaker back on. 

I was told they only do increments of 12 months so I simply said extend it to the maximum allowable time. 

I was simply pointing out that Fannie/Freddie have carved out 2-4 unit projects to have NOT have the rigorous requirements of larger projects require for the GSE's to make a loan for a unit.  

Simply stated, this type of deed does not provide protection to the buyer because there are no warranties.

If they did try to use that appraiser, I would simply refuse them entry to the property, cancel my application, and start over with a different lender. 

You simply charge that fee on top of the rent and the tenants don’t  need to come up with a security deposit and your rent is guaranteed. 

I see your situation as different from situations where a rent payment made by a personal check that got lost in the mail, because in that situation, the tenant can simply cancel the prior check and issue a new one to you.

With submetering, you can provide readings at move-in and move-out and thus bill the tenants precisely for their usage.Many MF properties in Columbus already have submeters, take a careful look and you may find old submeters not hooked up and either inoperable or simply not in use.

Simply put, when has there been a better time for you to educate yourself at the bottom of the multifamily market cycle and then be armed with the knowledge and connections to participate on the upside?