I am not sure exactly what you mean by "no fraud" - there was absolutely nothing I referred to that would be fraudulent.

However, I imagine there would be several ways to combat this: (1)  generate expenses when this begins to happen, perhaps by reinvesting / remodeling the properties, etc. (2) at some point (hopefully much less than 27.5 years from now) I'll reach a scenario where I can't feasibly or don't feel like creating large enough losses.

Zeus Lending is a fraudulent company, very dishonest and their scam is to say you are approved and then take your money and drag the process out with no end in sight.  

The bite-sized version of the information below is basically that FL insurance companies are exiting FL or filing for bankruptcy due to fraudulent insurance claims (70% of which originate from FL across the USA).

If it is a 'test purchase' they have to have a fraudulent purchase contract and have fraudulently opened escrow.

Providing a receipt is a good way to combat an allegation that you inflated the costs. 

But you really don’t want the liability of the tenant being able to claim it as a fraudulent charge at the end of the month, skipping payment, and getting 2-3 months of living out of you before you notice anything is wrong... not to mention any damage they may do.Not saying it’s not the right answer for you, but I might pass this one by an accountant / tax guy that’s familiar with this as well.

Interesting article on a proposed law in Michigan to address the issue of people fraudulently claiming their animal is an Emotional Support Animal:Fake emotional support animals could land owners in jail under billMichiganders trying to pass off pets as emotional support animals would face jail time and rental housing eviction under a bill introduced in the Michigan Senate in November.Link to full article: http://www.mlive.com/news/index.ssf/2017/12/fake_emotional_support_animals.html

That is a fraudulent action in putting together fake documentation to achieve a specific result (e.g. a contract on a home).

I'm also a US Marine Corps combat veteran (2006-2011).