I'd like to learn more about how you stay competitive in this type of environment.  

Managing headwinds such as property values and operating expenses in a rising rate environment is critical.

But to get there, I know I need to have a high school diploma which is something i’m honestly worried about, I moved a few times during freshman and sophomore year and didn’t go to school much and by the time I got back into going into school covid happened and we all got sent home where i didn’t do any school work cause it was such a drag and doing it at home was really hard for me when it was stuff i wasn't interested in and now i’mbehind credits and already worried about this year because I am just coming out of a quarantine from having covid which had absolutely zero affects on me and a lot of my peers so that honestly really is annoying how the staff and this state is treating school like a prison which comes back to another reason why I’m worried about this year because i don’t wanna be there at all like it’s just a sad depressing environment we don’t even get tables at lunch and are schools so crowded this year no ones social distance so idk how it makes sense.

My goal is to hold these long-term, and the idea of having a fixed rate in this environment seems advantageous.

If this were an idea solely just for a new living environment, I'd look for a cheaper deal in where your roommates will pay off everything. 

people will get burnt in a deflationary environment if they took this easy money and have a high mortgage. it will be harder to borrow, and they will likely get lower rents. they will drown in debt. banks will repo. investors wont come in to save them b/c they wont have enough equity. they will lose their primary home that they tookt he heloc on in order to get a new property to short term rent.people took the bait. dont ever...take the bait.

It's another way to connect with potential sellers in a low stress environment. 

There is no compelling reason for you to buy now, especially in this economic environment.

I recently took a course in the built environment and the way different countries value mass transit and how they build real estate around it.

This will be another blow to the CA business environment.