As a lender, fostering relationships has been an incredible opportunity to create a healthier local real estate market. 

This adjustment stabilizes income for many, and a healthier vacation rental market is anticipated by next year.

You'll make a much healthier return on your investment that way.If you simply want to buy a home and rent it out longterm, Elk Grove and Roseville are both considered more high-end suburbs and have appreciated significantly over the last decade.

I recognize there are other ways I could invest this cash (including another property) but I am being mindful of levering myself out too much in the current environment where job losses are more common in my industry (tech).

Stability: Homeowners tend to stay in their homes longer than renters, which can create a more stable environment for families and children.

I have not purchased property via their platform but I'd also note it's few and far between to try to find any deals that pencil in the current environment.  4-5 years ago one could find good cash flow with SFR properties.

High taxes, a declining population, and an environment that is less than friendly to businesses are important factors to consider.

Real estate investment is always a matter of perspective and strategy, and the current market environment is no exception.

Sellers continue to drive the Valdosta market even during this higher rate environment.

Despite higher interest rate environment, there's reasonable probability inflation will still continue - thus increase hard asset valuation.