All you need are local vendors you know...with texting and internet, and good tenants.  

Good to hear your motivation to get into real estate investing.

Looking back at my records, I realized I never received their proof of renters insurance, which was a requirement in the lease.For the past month, I’ve been reaching out via calls, texts, and emails, but I either get no response or they keep pushing it off with no clear timeline of when they’ll provide it.

She denies and keeps texting me every day to "fix the furnace".

I don't need a professional property manager to send a text which reads: You accepted the condition of the premises at lease signing as-is and acknowledged the condition as acceptable.

There seems like a new management change a few months ago in 9/2024, then there have been always delaying on disbursement of rental deposit to us as landlords, we have been calling, email or online text messages, but so far no response which is already the 6th of the month, this month we have close to $50K rental income already submitted to Appfolio however just $6000 deposited to our account today. 

Quote from @Wale Lawal: @Damian WalkerAs a real estate investor, it’s your job to find motivated sellers every possible way you can.

@William Taylor so many options...Use your RE knowledge to: WholesaleFind rental deals to sell to investors locally or here on BPStart leveraging your personal contacts to build your sales businessFind a motivated seller willing to do seller financing:- Move in worst room or basement, rent out all the other rooms for max cashflow- You could even live in the basement and STR the rest of the house

First month comes and she pays rent 7 days later after I text and call her.

From the sound of it, the cheap debt is not really a motivator at all for you.