Better yet is to find a businessman, doctor, dentist, friend who has a 401(k) and use their money., It's a lot easier, a lot cheaper and more profitable. 

Otherwise it's like getting a job as a doctor because you've heard they make good money even though you can't handle being around sick people. 

And they are entitled to not go hungry or be homeless or have to be sick and untreated because they can’t afford to go to the doctor. hard work does not equal success.

Their nasty lawyer continued to demand all the money and the moving cost, now also threatens us with potential lingering medical issues (they are seeing doctors) that may have due to their exposure to this mold (5 days) in the house.

And if these doctors are correct; then a testing regime would work nearly as well as a vaccine.

She has different degree but decided to achieve doctor degree.

I have had Doctors and Executives rent houses from me.

A man goes to the Doctor and tells the Doctor, "It hurts when I raise my arm". 

If you want to study something technical, or being a lawyer, or a doctor, things are different and it will be worth it, I think.

If it's a yes I get it in writing from their doctor so when someone with a service or support animal comes knocking and threatens to sue I can provide them with the doctor's letter.