We just had our first child 6 months ago, and we want to buy a house soon.

I told the wife, who I communicated with, that the property really isn't child proof and that it's not such a great area for children (of course I couldn't turn them down).

And if you have kids, not just guardians, but temporary guardians like your babysitter or neighbor who can take care of your children while the long term guardian arrives, That way you avoid child services and the long court system.

I do care if they have child support and aren't paying that.

Parents especially will be willing to pay more for a well maintained home for their child (in most cases).

We plan to spend a lot of time in CR ourselves - our youngest child is just off to college, so we are spending a month there now, and hope to make longer trips in the future! 

I have called several PM groups trying to rent an apartment at LSU for my child.  

Looking for some kind of liability insurance she can obtain that will cover us from any twists, keeping in mind that if a child got bit in the face, even accidentally by a confused dog, the lifetime cost a jury might award would be in the millions, I'm sure.Any Ideas?

I’ve read group homes average 75-100k a year per child placement 

If you had a hurt or sick child, you're going to take them to the hospital, even if you can't afford to pay the resulting bill of $350 for an aspirin or $500 for a splint - which will then kill your credit score.