I've never heard of Kin, but I too am in the market for short term rental insurance.

To each their own.Also, this was 2020-2021 when the market was nuts and every syndicator was looking like a rockstar beating expectations on their deals.

Educate yourself with books, podcasts, and market research, define your goals, and build a team of professionals to support your journey.

Currently you have a STR lease and can effectively move anywhere the job market takes you.

Return:Finishing the basement and adding bedrooms can add significant value, especially if your local market places a premium on additional living space.

Meanwhile, the sellers who are most likely to offer creative financing are normally the owners of  real estate that have issues.....condition.....low barrier/over supply market......or perhaps pricing issue, and one of these factors is why its not marketable in a arms length transaction and why creative financing would be accepted.

If so, this serves as a great example of how much the market has changed - if someone were to buy this property in 2025, it would have significant negative cash flow, whereas you have positive cash flow given the price point of purchase in 2021.  

hey kenneth, It is really difficult and any market right now to find cash flowing deals.

I found 50 acres off market near a few popular state parks in Ohio. 

Those that own it can be harder to sell as the cash flow from the business will cover the debt service for the business, but not for the real estate.Example: I had a very high-end assisted living facility on the market.