Yep I know it- I've had multiple tax clients over the years face a mean surprise with that. 

Even if you're in a local 50+ league and want to be competitive, a coach is probably over-kill.

Stop hanging out with your deadbeat buddies who spend all day drinking, talking sports, and otherwise wasting away.

As a property manager, I also require landlords place me on their policy as "additional insured" and it extends some protections over to me.

Stop hanging out with your deadbeat buddies who spend all day drinking, talking sports, and otherwise wasting away.

At it's basic level:Assumption: Asking the bank to turn the loan over to you and going through the normal underwriting process, credit, income, DTI ratio etc SubTo: Taking over the loan without telling the bank, no underwriting, no credit check, no income verificationBoth have risks, but it's not my intent to be detailed in this post.

I co-owned a franchise for 15 years, we paid over $1.3 million in rent.

The wealthy live where they want, the middle class live where they can afford, the poor live in whatever's left over.

I don't see it going a ton over budget with the bid size and what's estimated.

Yes this method only works if #1 You make more money than you spend#2  You are willing to spend less than you make.#3  it works because people don't have discipline to pay their mortgage beyond the minimum.