And because, on the purchase side, there's an inherent risk that you could preapprove someone using asset depletion when their Tesla stock is at $700, then 2 months later they go into contract and it's at $550, and boom you don't qualify, and this will be viewed as the fault of the lender or loan originator (hint hint: If I knew what Tesla stock was going to do 2 months from now, I wouldn't need to do mortgages!). 

My plan originally was to always buy and hold for 5-7 years as i move through out my career but the crazy thing is the markets have always BOOMED as we approached moving time. it made more sense to me to cash out at those time than to hold the properties long-term with my living situation changing every 3-4 years. 

.), not being prepared for this boom. 

During the gas boom 10 or so years ago, people not far from me would get $25,000 an acre as a signing bonus, just to sign a lease.   

Also keep in mind the Poconos have been through several boom & bust cycles. 

I know i need to start looking more into tax strategies.I understand that save/buy is a (relatively) slow  way to expand.. but i'm also not looking for a "Boom"I'd be hard-pressed to refi... i've decent  rates and for now i'm looking at cashflow until i'm not dependant on my W2 job ( i think  that at 7 units i could "get by"..barely) then i can  move towards being more concerned on long term wealth/retirement/equityThe rentals have their own business account that i do not dip into** I do not pay myself rent, BUT the business account does pay my personal gas/electric.from my W2 earnings i spend about $1300/mo on everything ( from car insurance to eating out), rest is savedany new downpayments are a mix of business account and savingsWith the 5 total units ( 4 rented; 1 personal use)  I "Cashflow" about  $1K/mobut that number does not account for any CapEx.What might you change/suggest about my strategy?

this is a townhouse in a booming neighborhood on the rise How did you find this deal and how did you negotiate it?

Federal loan interest rates currently sit at 3.73%, roughly the same rate as a 30-year mortgage, but is 0% until May 2022.Some factors I've considered that make this taking this $4,000 attractive:- I may be able to obtain lower interest rates with a larger down payment, offsetting student debt interest- Avoiding PMI by making a down payment over 20%- Booming housing market in my city with consistently increasing equity- Living several years in the home leaving time to grow equity, potentially making much more than I owe in student debt While all this may be legal, my biggest question is this - does this sound like a smart investment strategy?

Not literally, but the tenants heard a boom and that was it for the furnace.

I’m an aspiring real estate investor on the Gold Coast, Australia.I’ve found that no one has seemed to talk about a crucial topic I wish to hear is what to do when there is a boom happening (prices crazy high).At the moment in Australia, rents are high, and so are house prices.