Balance $0. 

I never really get to slip away from the gym or a decent diet for too long because we always talk about it in casual convo.

But thats only in year 1.Where things really work out in real estate investing is over time as the mortgage stays the same but the rents increase.After year 6,  that property would be worth 1.33 million (again, assuming the 4% appreciation) and they'd have a remaining loan balance of 791k which gives them 539k in equity. 

I'm not ignoring the balance sheet. 

Everyone knows what it takes to have 6 pack abs but not many people are disciplined enough in diet and exercise to have them.

I was going to say On DMonte, which is listed, aside from keep dropping price, all the way to break-even point (mortgage balance) eventually there isn't much else you can do, but I just saw its showing pending online... so did you manage to get it in escrow?  

Equilibrium/balance and limits are essential.

Let's say the buyer pays off the balance in five years.

In that case, you could end up with person at 81.68% or 77.23% or whatever, and the IRA with the balance. 

For furnishing short- or mid-term rentals, finding the right balance between stuff that looks good, but which also offers solid durability and keeps your budget in check can be difficult.If your budget is your driving factor with your design decisions, I'd start surfing on Google image search or Pinterest - find a picture of a finished room that you like, and then reverse engineer it from products on Amazon and other similar budget-friendly sources.