Nope, but I do see them regularly.

These are the few numbers I have (purely based on first conversation) Her operating costs are about $900-$1000/month. about $450 for the county to come inspect once a month, costs of upkeep, meter reading, invoicing etc. 

I had a place like that who wanted $800 to replace a fan motor that I would usually pay my regular guy $350.  

Properties in this location may vary in age and upkeep, impacting maintenance costs and potential rental income.

You need to develop and stick to a much more stringent screening program to avoid this becoming a regular occurence.

You need more space and more safety than say, a regular single male would.

This was about $1,000 more than I accounted for in my insurance numbers so I'm wondering if I really need this type of policy or can I just get a regular homeowners insurance policy?

Experienced contractors regularly have to add change orders once they get started because things arent always the same once you start doing the work.  

I live in Southern California but my family is from Iowa so I visit regularly and am interested meeting investors in the area.Thanks!

Coach Carson talks about the small but mighty investor and how you're way ahead of non-RE investors with a few solid appreciating properties3) If you haven't done this already put your money into high yield savings account so your cash reserves can grow 4 to 5% not a regular savings account earning 0.1% interest.