This is super interesting!

This was super helpful.

Important to make sure everything is super clear regarding signature authority, consent requirements and everything is up to good standing with the local state

Now, we are 1 month strong and counting in renting out the top 2 bedrooms on airbnb, with us living in the bottom half (completely separate) - here's how it's going so far:Guests Stayed: 15Reviews: 5 stars, 8 reviews, super hostOccupancy: We had 3 nights of where 1 bedroom wasn't rented.

@Eric Worral Those are super good suggestions!

There are 24 municipalities in Pinellas County, not including the unincorporated areas.Unincorporated Pinellas County is super-simple for STR (and obviously anything longer term), and would probably be your best bet.

Yes, this is pretty normal - generally conventional loans like this are super competitive (since everyones essentially offering the same product) so shopping and finding some deals especially with smaller banks and brokers can yield good rates well under the "prevailing headline market rates"

HomeGoods also had a ton of great pieces on offer when I was furnishing my Airbnb - lamps, mirrors, side tables, chairs, stools, kitchen and bathroom accessories, throw pillows, blankets, etc.I am very much NOT a fan of Ikea furniture - most of it is recognizable (not in a good way), looks and feels cheap, and also doesn't hold up well at all over time, but certain pieces may have a time and place in your rentals (lighting, kitchen accessories, silverware/plates/bowls, etc).  

DSCR lenders will close in an entity, allowing more protection for you, and the industry has become super competitive compared to conventional.

It's like you're super house hacking haha, because you split the costs with them too.