I think that makes us vulnerable to bad decisions and manipulation.

You can put a trailer on vacant land, but without a fence and/or good neighbors, it's vulnerable to thieves while you are away.PM me if you want to talk further. 

And yes, it seems some local markets are more vulnerable than others.

Is the place in an economically diversified area, or is it vulnerable to problems based on the decisions of one employer in the area?

No training puts you in a vulnerable position like @Russell Brazil mentioned.

Otherwise I could use as many names and addresses of other vulnerable victims as I pursue what recourse is available for us.

I would have been open to hearing more about the “partnering” but the very second I did not agree with Peter Vekselman the conversation ended.This makes me sad and very frustrated at the same time for the new or vulnerable investor that "roll over"!

He had none of his own and he was medically vulnerable, so we provided this for him. 3.

Being that I am a beginner, I know how vulnerable I am to making mistakes and underestimating/overestimating.

Your best bet would be to start calling local banks and credit unions and find some that will do this loan in your area.An ARM leaves you vulnerable to future rate hikes that may hurt your cash flow.