Also looking to hear from anybody who has thoughts on the rental market in close proximity to major universities - I recognize the challenge of college students and the sometimes problematic care and need for repairs (that is why I am hoping to target the graduate/PhD/Med student population who might be less-centered on partying and more centered on academics and being responsible...pipe dream?

Key card?

I'm currently looking at 2 hilltop lots in phoenix to build a dream home. 1 is located at Lookout Mountain and the other on Central & Jomax.

Not complaining, just dreaming.

Key points don’t be late on anything 30 days ever, and don’t max out a credit card.

So this couple has $33.5K in credit card debt?

I've gone back and forth between post cards, yellow letters, professional letters, etc. and have been pulled in different directions with different mailing companies. 

(They used to ask for a title but I think I just showed insurance card last time.

If you get quickbooks desktop pro if you don't renew annually I assume it is like my desktop 2020 you can still use it but things won't download from your bank and credit card into quickbooks.

People felt invaded by putting a picture of their property on the card and I can imagine they would feel the same way with you putting a picture of yourself in front of their house.