I realize they might want to call the loan due if they see a business paying for it and make me pay the remainder.

It's pretty easy set-up and then the guest can scan a QR code that is in the home, with a shopping list/links of all the items. 

This can involve public hearings and meeting specific requirements.Surveyor: Hire a surveyor to map the property and define the boundaries of each condo unit.Legal Counsel: Work with a real estate attorney to ensure all legal requirements are met and the condo conversion is properly documented.Financial and Operational Considerations:Condo Fees: Determine the monthly condo fees for maintenance, repairs, and other communal expenses.Insurance: Ensure proper insurance coverage for the condo association and individual units.Reserve Fund: Establish a reserve fund for future repairs and maintenance.Tax Considerations:Initial Purchase with 1031 Exchange: 1031 Exchange Basics: By using a 1031 exchange, you defer capital gains taxes on the sale of your previous property by reinvesting the proceeds into a new like-kind property.Down Payment and Financing: You're putting down $220,000 and financing the remainder at 8% over 20 years, resulting in a monthly payment of $2,593.Converting to Condos and Selling Units:Capital Gains Deferral: The 1031 exchange allows you to defer capital gains on the initial exchange.

The mall is being rebranded as a super luxury shopping experience, which won't hurt appreciation of these condos with their proximity.

It's perfectly understandable you wouldn't know the licensing requirements - especially in the context of coming out of an unlicensed shop. 

I thought owner occupied loans are supposed be lower interest rates then non-owner occupied loans or DSCR loans also, I asked the lender if she could adjust the purchase price to $750,000 to see if that would lower the interest rate and the interest rate actually went up to 8.625% and pay 0.353 points I'm thinking I should find a mortgage broker that can quote me with multiple lenders to shop the rate and loan costs instead of a direct lender Thank you for the help!

In the midwest markets I shop, cash flowing deals can be found with 1% rule or better.

The boys anyway just need a few tiny or mobile homes with a couple shops they can work on their cars, trucks and motorbikes. 

Probably any of the online shops like CE Shop or Aceable agent. 

I would like to shop around as I feel much of the commercial contractors have a higher estimate.