Garbage seems high too....as does water/sewer....I would expect those to be half of what you show based on my Western NY market.

Many "commercial" loans are non recourse, but not all.We have had IRA clients bundle properties with First Western Federal Savings, but the down payment requirement will be higher than 25%, most likely.Shop around, including here on BP and you should be able to find something.

I'm in the western Massachusetts area as well FYI (Springfield Ma)

My name is Mike Oresar and I am a REI from a western suburb of Chicago called Downers Grove.  

Does anyone know of land (preferably raw/unutilized) in North Central MA, Western MA or Southern New Hampshire that is rent-to-own or for sale that can turn into a rent-to-own agreement and that can be zoned for residential and/or commercial (preferably BOTH) use?

Western is somewhat of a dividing line in terms of both neighborhoods and property values.  

I live in the WESTERN MASS area, can anyone recommend a good Lawyer out this way?? 

These properties are in Western North Carolina and Upstate South Carolina.  

I grew up in the western suburbs and have lived in the city since 2006 on the north side, working as an equities trader.  

My 1st deal was a house hacked, duplex in a 1st ring western suburb of Minneapolis, 3.5 percent down(9030 down).